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Online Banking Help
Time Deposit
1. What types of time deposit can I do via CCB Macau Branch Online Banking?
There is a choice of 12 foreign currencies including MOP, HKD, USD, GBP, CAD, AUD, NZD, JPY, CHF, EUR, SGD and CNY.
2. What are the deposit terms available for different currencies?
| Currency | Deposit Period |
| HKD/ USD/ MOP | 1 week, 2 weeks, 1 month, 2 months, 3 months, 4 months, 5 months and 6 months |
| RMB | 1 month, 2 months, 3 months, 4 months and 6 months |
| Others | 1 week, 2 weeks, 1 month, 2 months, 3 months, 4 months and 6 months |
3. How much is the minimum initial deposit for HKD Time Deposit, Foreign Currency Time Deposit?
For HKD time deposit, a minimum deposit of HKD10,000 is required, while Foreign Currency Deposit requires minimum deposit of HKD30,000 or equivalent.
4. When can I place a Time Deposit online?
Please refer to the Online Banking Service Time Table of our overseas funds transfers.
5. What types of maturity instructions are available?
- Full renewal (i.e. to renew both principal and interest for a specific period.)
- Renew principal and credit interest (i.e. to renew principal only, the interest earned will be credited to a specific account.)
- Add specific amount to principal (i.e. to renew the deposit with a larger principal amount. A fixed amount will be added to the principal every time the deposit is renewed.)
- Deduct specific amount from principal (i.e. to renew the deposit with a deducted principal amount. A fixed amount will be deducted from the principal every time the deposit is renewed.)
- Credit both principal and interest (i.e. to uplift the deposit by crediting both principal and interest to a specific account.)
6. Can I amend my maturity instructions at anytime I want?
Yes, you may amend the maturity instruction at least one working day (during office hours of 9:00 am to 6:00 pm on Monday to Friday) before the maturity date.
7. How far in advance can I set up a Time Deposit online?
Anytime from one day to 45 days.
8. If I am not renewing my time deposits upon maturity, how can I transfer the proceeds (principal and interest) to an account without having to consider currency exchange?
If you want to redeem your time deposit in the same currency, please ensure you select an account of the same currency as your time deposit upon maturity.
9. If I have made a time deposit at a branch, can I change the maturity instruction online?
As long as the time deposit account can be operated through our Online Banking, you may amend the maturity instruction online at least one working day (before 18:00 on Monday to Friday) before the maturity date.
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