eSTATEMENT/eADVICE SERVICE TERMS AND CONDITIONS

Please note that the eStatement/eAdvice Service offered by the Bank is subject to the following terms and conditions ("Terms and Conditions"), in addition to Schedule 4 (Terms and Conditions for Electronic Banking Services) to the "Terms and Conditions for Accounts and Related Services". Unless otherwise defined herein, capitalized terms used in these Terms and Conditions shall have the same meaning as used in Schedule 4 (Terms and Conditions for Electronic Banking Services) to the "Terms and Conditions for Accounts and Related Services":



  1. The Bank has your authority and instructions to make available through China Construction Bank (Asia) Online Banking Services (for definition, please refer to Schedule 4 (Terms and Conditions for Electronic Banking Services) to the "Terms and Conditions for Accounts and Related Services") (hereinafter called "Online Banking") such bank statements issued or provided by the Bank from time to time relating to your bank account(s) in electronic form for your access or use (the "eStatements/eAdvices", each referred to as an "eStatement/eAdvice").

  2. It is acknowledged and agreed by you that (1) the Bank will maintain the eStatements on the Online Banking for your access or use for such period as the Bank may consider appropriate from time to time; (2) you should and will promptly examine the eStatements/eAdvices and if necessary, keep printout/copies of the eStatements/eAdvices for your own records and the Bank shall not be in any way liable or responsible for any loss or expenses arising out of or in connection with the loss of the eStatements/eAdvices or the unavailability of your access to the eStatements/eAdvices; and (3) if you have successfully registered for the eStatement/eAdvice Service, the Bank will stop sending physical/hard copies of the eStatements/eAdvices to you.

  3. The Bank may notify you that an eStatement/eAdvice has been issued and available for viewing at the Online Banking by any means that the Bank may consider appropriate (including but not limited to email message or short message via SMS) but in all circumstances, the Bank will not assume any liability or responsibility for any delay of notification or non-notification, or inability on your part to receive such notification (whether or not due to your failure to provide valid email address and/or mobile phone number capable of receiving short messages via SMS whatsoever). You must notify the Bank immediately (via such means and in such form and manner as shall be acceptable to the Bank) should you fail to receive, or if there is any delay in or other irregularities or problems relating to the receipt of the notification or in connection with the eStatements/eAdvices.

  4. You should never provide your account or personal information on screen following a website hyperlink from any electronic mail. All website hyperlinks authorized by us will be for information only and will not require the inputting of your account or personal information. You agree and undertake not to hold the Bank liable or in any way responsible for any loss, damages or expenses that you shall incur, including, without limitation, any loss or damage caused to your data, software, computer, telecommunications equipment or other equipment in connection with your use of the eStatement/eAdvice Service unless they are caused solely and directly by the negligence or wilful default of the Bank.

  5. You agree to promptly examine the eStatements/eAdvices once the same are made available for viewing at the Online Banking. You shall be deemed to have agreed to waive any rights to raise objections or pursue any remedies against the Bank in respect thereof unless you notify the Bank in writing of any errors, discrepancies, unauthorized debits or other transactions or entries arising from whatever cause, including, but without limitation, forgery, forged signature, fraud, lack of authority or negligence on the part of the Bank or of any other person within 90 days of the date of issuance of the relevant bank statement.

  6. Although the Bank will use reasonable endeavours to ensure that the eStatements/eAdvices will be made available on the Online Banking in a timely fashion, there may be a time lag in transmission of data online. The Online Banking is also subject to (and may suffer failure or delay in processing and/or transmitting orders, communications or information as a result of) interruption, failure of hardware or software, errors, transmission blackout, delayed transmission due to online traffic or incorrect data transmission due to the public nature of the internet, market volume or volatility, system failure or upgrades or maintenance or for other reasons. Accordingly, there may be time lag between the date of issuance of an eStatement/eAdvice and the date on which the same is made available at the Online Banking.

  7. You agree to bear any fees, charges or expenses which may be imposed by any telecommunications company (whether or not designated by us) providing or servicing your telecommunications equipment in connection with the eStatement/eAdvice Service.

  8. You confirm that you have assessed and analyzed and so you understand, acknowledge and accept the possible risks involved in using the eStatement/eAdvice Service, including, without limitation, the eStatement/eAdvice being intercepted, monitored, amended, tempered with or being sent or disclosed to other parties without your authorization. You agree that the Bank will not be liable for any disclosure of confidential information not herein authorized where you have not complied with these Terms and Conditions or such other security guidelines or recommendation that the Bank may issue from time to time. You further agree that the Bank may vary or terminate the eStatement/eAdvice Service at any time and in such manner as the Bank may prescribe from time to time.

  9. For joint account holders, the Bank is authorized to provide the eStatement to the designated account holder(s) in accordance with the prior instructions given in relation to paper statement and the eStatements will be deemed to have been sent to each and all of account holders accordingly.

  10. For joint account holders who have successfully registered for the eAdvice Service, the Bank is authorized to provide the eAdvices to joint account holder(s). Upon successful registration for the eAdvice Service by all joint account holders, all joint account holders will be able to view the eAdvice via their own Online Banking Services accounts.

  11. If there is any inconsistency between these Terms and Conditions and Schedule 4 (Terms and Conditions for Electronic Banking Services) to the "Terms and Conditions for Accounts and Related Services", these Terms and Conditions shall prevail. If there is any discrepancy between the English version and Chinese version, the English version shall prevail.

  12. The Bank may revise these Terms and Conditions and/or introduce additional terms and conditions at any time and from time to time. Any revision or addition to these Terms and Conditions shall become effective subject to the Bank giving reasonable notice to you which may be given by posting it on the Bank's website or by such other physical or electronic means as the Bank thinks fit, and shall be binding on you if you continue to maintain or use the eStatement Service on or after the effective date of the revision or addition.